Mortgage banking in these times comes with a job, being a AirBnB host in your new home.
That was how Loftium, a service in Seattle, came about: It will provide prospective home buyers with up to $50,000 for a down payment, as long as they are willing to continuously list an extra bedroom on Airbnb for one to three years and share most of the income with Loftium over that time.
Source: A Down Payment With a Catch: You Must Be an Airbnb Host – The New York Times