The facilitation of unemployment insurance for on-demand labor must be part of the reform that will be discussed at the Center for American Progress.
Two-thirds of Americans will experience at least one year of unemployment—either themselves or through their head of household—during their working years. For the past 80 years, unemployment insurance, or UI, has provided critical protection for involuntarily unemployed workers and their families by replacing a share of lost wages while workers search for new jobs. UI also helps stabilize the economy during downturns by boosting the spending power of struggling families and creating demand in the economy. In 2009 alone, UI kept more than 5 million Americans out of poverty and saved more than 2 million jobs.As important as it has been in the past, the UI system has not kept pace with changes in the labor force or the economy. In 2014, only about one in four jobless workers received UI benefits—a historic low.